This administration filled with National Democratic Socialist are truly political nuts jobs. 

These Obama radicals are whacked in the head and out to destroy America. 

Why force people into bonds when interest rates are at historic lows and inflation is just kicking in?  Unless you want to turn them into indentured, government servants or worse, Democrat voters? 

Or saps, soaking up massive Democrat government over spending?

According to the Brookings Institution:

Increasing Annuitization of 401(k) Plans

Our strategy addresses market function by making it easier for a substantial number of retirees to purchase lifetime income plans; the increased volume of sales would reduce prices and make them a better value for the average consumer.  Our strategy addresses the role of ignorance and bias by giving retirees an opportunity to "test drive" a lifetime income product, which would help overcome existing biases, re-frame their view of lifetime income products and improve their ability to evaluate their retirement distribution option.

http://www.brookings.edu/papers/2008/06_annuities_gale.aspx